A Comparison of Housing Finance Programs for Low Income People in Peru
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چکیده
Until recently, access to housing-related finance has remained extremely limited in the developing world for low income people. Commercial banks, unable to access secondary mortgage markets, typically extend mortgages or other types of housing loans only to middle or upper income clients. Some governments have initiated large-scale housing subsidy programs targeting the poor; however, these initiatives have often fallen far short of their objectives. In some countries housing finance offered by microfinance institutions, a private solution, shows promise of reaching more people sustainably.
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